Group Hospital Indemnity Insurance can complement your medical coverage by helping to ease the financial impact of a hospitalization. It provides a lump sum payment that can be used as you see fit for hospital admission, accident-related inpatient rehabilitation and hospital stays.
Visits and stays at a hospital can be costly. With an average cost of $10,000 per stay in 2011 in the U.S., it’s easy to see why having hospital indemnity insurance makes good financial sense.
AFLAC offers Hospital Indemnity Insurance so you can focus more on your recovery and less on your finances. If a covered family member is hospitalized due to an accident or illness and meets the group policy and certificate requirements, you will receive a payment to use as you see fit. It can be used to help cover your health insurance deductibles, copays, incidental hospital charges(i.e. TV, phone, etc.) or for any purpose you choose.