Combined Life & Long Term Care

Permanent Term Insurance that lasts a lifetime…finally, a benefit solution for
“Pre” and “Post” Retirement needs

Plan Features:

• Life Insurance Premiums Guaranteed for Life
• Long Term Care coverage worth 3x your death benefit amount. That’s up to 75 Months of
  care for Nursing Home, Assisted Living and Home Care!
• Guaranteed acceptance up to $100,000
• Paid-Up Insurance starting in Tenth Year
• Death Benefit is Fully Paid-Up prior to Age 100 on a current assumption basis
• Plan is Portable with no increase in life insurance premium
• Spouse and Children coverage available
• Accelerated Death Benefit for Terminal Illness included
• Guaranteed protection for Today and Tomorrow