Can You Afford To Say: “It Won’t Happen To Me”?

Most of us are not financially prepared for a medical crisis caused by a critical illness within our family. Out of pocket expenses can deplete our savings, home equity and retirement funds. Major medical insurance does not cover many non-medical expenses. Out of pocket costs include:

  • Deductibles and co-payments
  • Doctors and hospital costs exceeding usual and customary charges
  • Travel to out-of-town hospitals for treatment

The risk of a critical illness affecting the lives of a loved one is real, according to the American Heart Association:

  • Heart Attacks will strike 1 in every 3 American Men and 1 in 4 American Women
  • Strokes will strike 1 in every 6 American Men and 1 in 8 American Women

There may be nothing worse than laying in a hospital bed worrying about getting well and having to worry about finances at the same time….

Click on the link(s) below to review the Critical Illness Plan information for Jefferson County Employees: