Life with Long Term Care

Universal life insurance can help safeguard your family members’ futures, with benefits that can assist with your final expenses and their dependent care, living expenses or college tuition.

Life is unpredictable. Life insurance offers help that goes beyond traditional life insurance to meet challenging situations. If you need to borrow against the cash value, you can pay it back when times get better.

If you’re diagnosed with a terminal illness, you can use a portion of the policy’s death benefit to make a difficult time easier. If you’re laid off, monthly deductions are waived for up to six months so you maintain your policy.