Medical

UMR Medical Plan Options

NSM provides employees with three Group Medical Plans through UMR, utilizing the United Healthcare Choice Plus provider network.

Optum RX Coverage

Prescription Drug Coverage is embedded in the medical plans. For all UMR plans, pharmacy is administered by Optum Rx.

Kaiser Permanete Plan Options - California Only

NSM also provides employees in California with two additional HMO Medical Plans through Kaiser Permanente.

Tobacco Surcharge Policy 2023

NSM remains focused on providing a safe and healthy workplace that includes initiatives aimed at reducing tobacco use of our employees. To support you in quitting use of tobacco, NSM has partnered with UMR and Kaiser to offer free tobacco cessation coaching programs. In addition, to help offset the excess costs associated with tobacco use, employees participating in any of our medical plans will pay a $30 per month tobacco surcharge beginning January 1, 2023, if the employee uses tobacco products. If you are not tobacco free at this time, you can avoid the surcharge by enrolling in one of the tobacco cessation programs by October 20th, 2022 and remaining engaged for the rest of 2023.

Click here to read the full Tobacco Surcharge Policy for 2023

To enroll in one of the tobacco cessation coaching programs:

UMR Members
Kaiser Members

  • Call: (800) 207‐7680
  • Visit: www.umr.com
  • Call: (866) 862-4295
  • Visit: kp.org/coaching

Learn more about UMR’s Tobacco Cessation Coaching PDF titled UMR Tobacco Cessation Coaching Program

Learn more about Kaiser’s Tobacco Cessation Coaching PDF titled Kaiser Coaching Program (Tobacco Cessation Coaching)