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Permanent Life & LTC

BenefitsDirect

Gardner Edgerton School District Lifetime Life Insurance & Long-Term Care Underwritten by Combined Life.

This is the CHEAPEST and EASIEST WAY TO BUY LTC COVERAGE!

Life Insurance w/ Guaranteed Rates to age 120

  • Guaranteed rates to age 120, portable and individually-owned!  Other Group Life coverage decreases with age and premiums increase.

Long-Term Care Protection to Age 120

  • Pays 4% of Face Amount paid monthly for up to 75 months (6+ yrs)!

Accelerated Death Benefit for Terminal Illness                                    

  • Automatically included, 50% of face amount advanced if diagnosed with Terminal Illness!

Future Purchase Option

  • Protects future insurability, opportunity to increase coverage on annual basis, even as health status changes!