Long Term Disability Coverage

***This is an Employer Paid Product***

Long-term disability coverage is provided to eligible employees who are medically unable to work due to injury or illness.

The plan provides for a monthly benefit of 60 percent of base pay, up to $10,000 a month, subject to the definition of disability and other terms of the contract. There is a 90 day elimination period that employees must satisfy before disability benefits may be paid. The long term disability coverage is paid for entirely by NSM.

Forms and Brochures:

• Long-Term Disability (LTD) Summary