Long Term Disability

Long Term Disability Coverage

***This is an Employer Paid Product***

Long-term disability coverage is provided to eligible employees who are medically unable to work due to injury or illness.

The plan provides for a monthly benefit of 60 percent of the first $21,667 of your Pre-disability Earnings, reduced by Deductible Income. The maximum benefit is $13,000 before reduction by Deductible Income. There is a 90 day elimination period that employees must satisfy before disability benefits may be paid. The long term disability coverage is paid for entirely by Belton School District