Individual accident insurance is a way to stay ahead of the medical and out-of-pocket expenses that add up so quickly after an accidental injury – not just for emergency treatment, hospital stays and medical exams, but for other expenses you may face, such as transportation and lodging needs.

When you have a covered accident and seek treatment, this policy can provide you cash benefits that are paid directly to you (unless you specify otherwise) and you decide the best way to spend them. It’s as simple as that.

After an accident, you may have expenses you’ve never thought about before. Can your finances handle them? It’s reassuring to know that an accident insurance policy can be there for you through the many stages of care, from the initial emergency treatment or hospitalization, to follow up treatments or physical therapy.

In addition, your regular bills, such as the mortgage or rent, car payments and utility bills don’t stop when you’re laid up after an accident. Our accidental injury benefits are paid directly to you, so you can use them to help with your normal bills as well.

For more details, please see accident plan highlights below.