Permanent Life / Long Term Care

In addition to the company paid life insurance plan, you may purchase permanent life insurance for yourself and/or dependents through the Combined Lifetime Benefit Term with Long Term Care Plan.

Plan Features

  • Life Insurance Premiums Guaranteed for Life
  • Long Term Care coverage worth 3x your death benefit amount. That’s up to 75 Months of care for Nursing Home, Assisted Living and Home Care!
  • Very easy to qualify for coverage – NO HEALTH QUESTIONS ASKED DURING OPEN ENROLLMENT PERIOD
  • Paid-Up Insurance starting in Tenth Year
  • Death Benefit is Fully Paid-Up prior to Age 100 on a current assumption basis
  • Plan is Portable with no increase in premium – take your policy with you should you leave the Keystone Learning¬†Team
  • Spouse and Children coverage available
  • Accelerated Death Benefit for Terminal Illness included
  • Guaranteed protection for Today AND Tomorrow
  • Sample Rates are provided in the handout below

Click on the link below to review the Permanent Life with Long Term Care Insurance plan information for employees:

Group Insurance Picture